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Over a quarter of all homeowners relied on money from friends and family to help purchase a property last year[1]. While the bank of Mum and Dad made up the majority of this £5 billion cash injection, buying a home jointly with a friend is the only way many people can afford to get on the property ladder. For two friends wanting to share the cost of a new home, Bellway Homes’ Kent Wharf development in Deptford is ideal.

The average London first time buyer now has to come up with a deposit of almost £90,000, according to recent data from Lloyds Bank2. At this development in Deptford Creek, homes offered with the Help to Buy London Government-backed scheme, would see sharers only needing to raise 14% of that figure.

Kent Wharf is within walking distance to Greenwich. The range of one, two and three bedroom apartments are set in a contemporary landmark building surrounded by communal gardens. The two bedroom layouts come with two spacious, even-sized bedrooms, as well as an en-suite and a master bathroom.

Emma Denton, Head of Sales at Bellway Thames Gateway, comments: “We are seeing many more young professionals opting to buy a home together rather than choose the rental route. With Help to Buy schemes making home ownership more reachable, friends can buy together to start investing in property. Our Kent Wharf development offers two bedroom apartments that offer a great space in a vibrant location.”

Inside the homes, airy open-plan living areas incorporate contemporary kitchens, fully equipped with integrated appliances and soft-close units. Of the two-bedroom property types, both bedrooms are a good size, one of which has an en suite shower room and fitted wardrobes; the other is served by the family bathroom. Many of the homes also have a balcony.

Thanks to the regeneration of the area, Deptford is rising in popularity. Kent Wharf is one of the striking new developments situated along Deptford Creek. The neighbourhood has a buzzing High Street and centre, with restaurants, bars, cafes and markets, as well as several cultural venues including the Albany Performing Arts Centre and the Deptford Lounge.

Convenient travel links put Kent Wharf in easy reach of Canary Wharf and the city, making this a good choice of location for commuters. Within a ten-minute walk is a choice of stations: Deptford Bridge on the DLR, Deptford over land station and Greenwich DLR/rail, meaning London Bridge can be reached in just eight minutes by train and Canary Wharf in nine minutes by DLR. Major roads nearby include the A2 and A20 for quick access to the M25 for journeys further afield.

Many of the properties at Kent Wharf are offered under the Help to Buy scheme, where purchasers need as little as a 5% deposit. Using the government equity loan of 40% of the purchase price, buyers only need to find a mortgage for remaining 55% of the value of the property.

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