Connect with us
Finance Digest is a leading online platform for finance and business news, providing insights on banking, finance, technology, investing,trading, insurance, fintech, and more. The platform covers a diverse range of topics, including banking, insurance, investment, wealth management, fintech, and regulatory issues. The website publishes news, press releases, opinion and advertorials on various financial organizations, products and services which are commissioned from various Companies, Organizations, PR agencies, Bloggers etc. These commissioned articles are commercial in nature. This is not to be considered as financial advice and should be considered only for information purposes. It does not reflect the views or opinion of our website and is not to be considered an endorsement or a recommendation. We cannot guarantee the accuracy or applicability of any information provided with respect to your individual or personal circumstances. Please seek Professional advice from a qualified professional before making any financial decisions. We link to various third-party websites, affiliate sales networks, and to our advertising partners websites. When you view or click on certain links available on our articles, our partners may compensate us for displaying the content to you or make a purchase or fill a form. This will not incur any additional charges to you. To make things simpler for you to identity or distinguish advertised or sponsored articles or links, you may consider all articles or links hosted on our site as a commercial article placement. We will not be responsible for any loss you may suffer as a result of any omission or inaccuracy on the website.


By Michael Middleton, director with Pro-Vision Lifestyles

The Financial Services sector has taken a battering both from the impact of the global pandemic (the United Kingdom was one of the hardest hit countries of any major European economy) but also   Brexit, the resulting exodus of many wealthy individuals from the UK and the rumours that many businesses will follow.

Michael Middleton, Director, Pro-Vision Lifestyles

These circumstances highlight the importance of giving people access to guidance throughout their working lives to help them make informed choices and be better prepared for retirement, both financially but also emotionally

Wellbeing is an area that the financial services sector has not traditionally prioritised and yet employers are among those “best able” to help employees improve their ‘retirement prospects’ in any industry. Realising that “retirement” is a gradual process not an abrupt “here today, gone tomorrow” is essential, and employers have a huge role to play. From the moment we join the workforce we are bombarded with messages urging us to save for retirement, but never to plan for what we want.  Company pension provision is often a huge source of this problem.

Saving just for the sake of it is of limited value. Ironically when we are clear on what we want out of life, it is easier to make smarter investment decisions.  Yet little if any advice is given by companies to help employees develop future plans.

This is a key area for businesses to help their employees address. Helping people think about and plan their whole life has the added benefits of not just improving their wellbeing, but also helping the business keep them employed in a useful role – breaking the “full time or nothing” mindset too many managers still have. 

Retirement is a 130-year-old concept that is long past its sell-by yet it remains something people strive for throughout their working lives, almost as a rite of passage. The reality of retirement rarely turns out to be what we expect, and something most people dread.

So how can the financial services sector start rethinking how they help their staff have a happy and not just a financially comfortable retirement:

Companies need to rethink how they see retirement and encourage their employees to see it as an opportunity to discover what they really want out of life and the sooner the better.

Michael Middleton is a director with Pro-Vision Lifestyles ( and a financial advisor with 30+ years’ experience. He has helped 100s of people to turn their “retirement” into the most the most fulfilling phase of their working lives!


Continue Reading

Why pay for news and opinions when you can get them for free?

       Subscribe for free now!

By submitting this form, you are consenting to receive marketing emails from: . You can revoke your consent to receive emails at any time by using the SafeUnsubscribe® link, found at the bottom of every email. Emails are serviced by Constant Contact

Recent Posts